Terms of Use

Agreement to terms

By accessing dareable.com, you agree to these terms. If you do not agree, do not use the site. Dareable is operated by Daystage Inc. These terms apply to all visitors and users of the site.

Content is informational only

Dareable publishes educational guides about commercial insurance. The content on this site is for general informational purposes and does not constitute legal, financial, or insurance advice. Coverage requirements, costs, and availability vary by state, carrier, and individual business circumstances.

Nothing on dareable.com should be relied on as a substitute for a conversation with a licensed insurance agent who knows your specific situation. Dareable is not a licensed insurance agent or broker.

Affiliate compensation

Dareable earns compensation when readers click on links to insurance partners and complete a purchase or quote request. This is how the site is funded. These affiliate relationships do not influence the content or recommendations on the site. For more detail, see our editorial guidelines.

Accuracy and updates

We make reasonable efforts to keep content accurate and up to date. Insurance laws, coverage minimums, and carrier offerings change. Content may not reflect the most recent changes at the time you read it. We review and update articles on a regular basis, but we do not guarantee that all information is current at any given moment.

Intellectual property

All content on dareable.com — including articles, guides, design elements, and graphics — is owned by Daystage Inc. or its content contributors and is protected by copyright. You may share links to dareable.com content and quote brief excerpts with attribution. You may not reproduce full articles, scrape the site systematically, or use content for commercial purposes without written permission.

Third-party links

Dareable links to third-party insurance carriers and brokers. We are not responsible for the content, accuracy, or practices of those sites. When you follow a link to a third-party site, you are subject to that site's terms and privacy policy.

Limitation of liability

To the fullest extent permitted by law, Daystage Inc. is not liable for any direct, indirect, incidental, or consequential damages arising from your use of dareable.com or reliance on content published here. This includes but is not limited to coverage gaps, insurance decisions made based on content on this site, or any financial loss. Use this site at your own risk.

Governing law

These terms are governed by the laws of the State of Delaware, where Daystage Inc. is incorporated, without regard to conflict of law principles.

Changes to these terms

We may update these terms at any time. The "last updated" date at the top reflects the most recent revision. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact

Questions about these terms can be sent to legal@dareable.com.